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Although not as large of a footprint as some of the other major chain hotels, Hyatt has some of the nicest and most luxurious properties around the world. They also have an incredibly favorable award chart, which is one reason alone to try to earn as many points as possible within the World of Hyatt program.
But if you don’t travel as often, then earning points can be hard. Fortunately though, there’s another way to earn points with the World of Hyatt Business Credit Card. For starters, new cardmembers will earn 60,000 bonus points after spending $5,000 on purchasing with the first three months. Then, with every swipe of your credit card, you’ll be well on your way to increasing your point balance to take you on that much needed vacation.
On top of earning points, regular credit card spend on the World of Hyatt Business Credit Card will also help cardmembers earn qualifying nights which will help travelers obtain status — a highly desirable benefit within the World of Hyatt program.
Elite status with the new Hyatt Business credit card
For business owners looking for Hyatt elite status, the World of Hyatt Business Credit Card comes with complimentary Discoverist status. This is Hyatt’s lowest elite status tier, but it does feature perks such as upgrades to preferred rooms when available within the room type booked, premium Wi-Fi at Hyatt properties, elite check-in and a late 2 p.m. checkout when available.
A nice additional perk of the card that many small-business owners might find useful is the ability to also gift Discoverist status to up to five company employees, which can be a good way to reward employees who spend a lot of time on the road for your company. The employees don’t even need to be authorized users of the company’s credit card — you can simply choose any five employees you want — but if you do want to give cards to your employees, there’s no fee to order additional cards.
But for those looking for an even higher level of elite status, the World of Hyatt Business card earns 5 tier-qualifying night credits with each $10,000 spent on the card in a calendar year. That means with credit card spend alone, business owners can earn top-tier Globalist elite status by spending $120,000 on the card in a single calendar year.
Fortunately, you are able to combine qualifying nights earned with both credit card spend and Hyatt hotel stays.
For example, let’s say you are able to put $30,000 on the card and stay 15 nights during a single calendar year, that will earn you mid-tier Explorist status (which requires 30 eligible nights a year). Or, if top-tier Globalist is your status of choice (which requires 60 eligible nights a year) — as it comes with many benefits and allows you to earn many valuable milestone rewards along the way — that can be done with a combination of $50,000 spend on the card plus 35 nights.
However, if you also have the personal World of Hyatt Credit Card, that also comes with 5 qualifying nights towards status annually which brings the number of nights needed down to 25 for Explorist and 55 for Globalist.
Earning points with everyday spend
The World of Hyatt Business Credit Card has two fixed bonus categories: 4 points per dollar spent at Hyatt hotels, including participating restaurants and spas, and 2 points per dollar on fitness club and gym memberships.
Additionally, as a way to earn more points on your most common purchases, you’ll earn 2 points per dollar spent in your top three spend categories each quarter through Dec. 31, 2023 (previously was Dec. 31, 2022), then your top two categories each quarter. The eight bonus categories include:
- Airline tickets purchased directly with the airline
- Car rental agencies
- Local transit and commuting
- Gas stations
- Internet, cable and phone services
- Social media and search engine advertising
For all other purchases on the World of Hyatt Business Credit Card, you’ll earn 1 point per dollar.
Perks on the Hyatt Business credit card
In addition to earning points and elite status, the World of Hyatt Business Credit Card has benefits that can come in handy for small-business owners who primarily stay at Hyatt properties when they travel.
The easiest of these perks to use are the card’s annual credits. Each year, card holders can earn $50 in statement credits when spending $50 or more on the card at any Hyatt property. These credits are available twice a year, so if you can take advantage of them, you’ll get a total of $100 in credits.
In addition, when you spend $50,000 or more on the World of Hyatt Business card in a calendar year, you’ll get 10% of your redeemed Hyatt points back as bonus points for the remainder of the year, up to 20,000 bonus points per year. That’s a useful perk if you typically redeem a lot of Hyatt points, but it does require putting a substantial amount of spending on the card, and the perk only kicks in once you’ve hit the threshold.
Additional benefits of the World of Hyatt Business card include a suite of travel protections, such as complimentary roadside dispatch, trip cancellation and interruption insurance, travel and emergency assistance services and a rental car collision damage waiver with primary coverage, which means if you have an accident with your rental car, you won’t have to first look to your personal auto insurance policy.
When you’re making purchases with the card, you’ll also find purchase protection and extended warranty protection, and if you use the card to buy items overseas on an international trip, you’ll also find the card has no foreign transaction fees.
Finally, when you have the new Hyatt Business card, you’ll get access to Hyatt Leverage, the chain’s global business travel program that offers special rates to qualifying small and midsized companies at participating Hyatt hotels worldwide.
A 60,000-point sign-up bonus
The World of Hyatt Business Credit Card doesn’t carry the cost of an ultra-high-end premium credit card, but with a $199 annual fee, it’s definitely more expensive than the average travel card. However, new card holders can currently score a pretty solid sign-up bonus when getting the card.
Right now, new World of Hyatt Business card holders can earn 60,000 bonus points after spending $5,000 within the first three months after opening the account. World of Hyatt remains one of the most valuable hotel loyalty programs around, and you can typically get excellent value for Hyatt points. That’s why frequent flyer website The Points Guy values World of Hyatt points at 1.7 cents apiece. At that rate, 60,000 points are worth as much as $1,020 in travel.
Should you get the Hyatt Business credit card?
The World of Hyatt Business Credit Card is clearly designed to appeal to a very specific niche: small-business owners who travel frequently and use Hyatt hotels regularly. For these folks, the best perk of the card is likely its ability to earn tier-qualifying elite nights by using the credit card to pay for everyday business expenses, making it much easier to attain top-tier Hyatt elite status.
When considering the card’s $199 annual fee, it’s important to give thought to whether you’ll be able to take advantage of the card’s benefits, especially the up to $100 in annual Hyatt credits. Those credits are extremely easy to use if you stay at a Hyatt even just twice a year, and you’re effectively cutting the card’s annual fee in half when you can take advantage of them.
The card’s flexible categories are an intriguing feature, but at only 2 points per dollar, they’re a step behind offerings like the American Express® Business Gold Card, which also offers categories that adapt to your spending habits but earns 4 points per dollar in those categories, up to $150,000 in combined purchases per year (then 1x). That being said, the Amex Business Gold charges a higher $295 annual fee and doesn’t come with the additional Hyatt travel perks of the Hyatt Business card.
In the end, the World of Hyatt Business Credit Card definitely won’t be the right choice for everyone. But if its features fit your needs as a small business, you’ll do well getting it now with its 60,000-point sign-up bonus. The value from the bonus easily offsets the cost of the card for the first year, so it’s worth a try if you think the card might be a good match for you. And if you are on the brink of earning status, but don’t think you’ll get there on your own, the extra credit card spend boost could help you cross over the finish line.
Check out CNN Underscored’s guide to the best travel credit cards currently available.
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