Delta credit card offers April 2024

It’s no secret that the best way to save on your next vacation is to have a stash of frequent flyer miles on hand. And if you’re looking to stock up on Delta SkyMiles, with its current credit card offers you can earn up to 110,000 bonus SkyMiles. In fact, with this limited-time offer, these are some of the best offers we’ve seen, allowing you to earn a decent chunk of miles at once. And despite Delta making some massive adjustments to its credit cards around lounge access and earning status, if earning miles is your main goal, with these welcome offers, you’ll be on your way to traveling in no time.

The credit cards will also help you stretch your miles even further as both new and existing card holders get a 15% discount when using miles to book award travel on Delta. This relatively new “TakeOff 15” benefit means that if you book a Delta flight that costs 100,000 miles, it’ll only cost you 85,000 miles as a Delta credit card member.

“TakeOff 15” is available on all Delta personal and business credit cards except for the Delta SkyMiles® Blue American Express Card. Keep in mind that the 15% discount is only for the mileage portion of the cost — it doesn’t include any taxes or fees — and for Delta-operated flights, not partner-operated flights.

Delta credit card welcome offers

If you’re interested in getting some of the best bonus offers as well as 15% off every Delta flight you book with miles, now’s a great time to get a Delta credit card. Here are the current welcome offers for the Delta personal credit cards (we’ll discuss the business card offers below).

• Delta SkyMiles® Blue American Express Card: Earn 10,000 bonus miles when you spend $1,000 in the first six months after opening the account. (Note that this is the only Delta credit card that does not get the new “TakeOff 15” benefit.)
• Delta SkyMiles® Gold American Express Card: Earn 40,000 bonus miles when you spend $2,000 in the first six months after opening the account.
• Delta SkyMiles® Platinum American Express Card: Earn 50,000 bonus miles when you spend $3,000 in the first six months after opening the account.
• Delta SkyMiles® Reserve American Express Card: Earn 60,000 bonus miles when you spend $5,000 in the first six months after opening the account.

Delta uses a dynamic pricing scheme for its award flights instead of a fixed award chart, so you can expect to get a fairly consistent value for your miles. Frequent flyer website The Points Guy values Delta SkyMiles at 1.2 cents apiece, making these increased bonuses worth between $120 and $720.

Which Delta credit card should you choose?

While all these cards are geared toward Delta flyers, the best Delta credit card for you depends on your spending habits and how frequently you plan to fly with the airline.

If you’re looking to earn SkyMiles on everyday spend and aren’t interested in the new “TakeOff 15” perk, then the Delta SkyMiles Blue Amex card is for you. It earns 2 miles for every dollar you spend on eligible Delta purchases and at restaurants worldwide, and 1 mile per dollar on everything else. It also features a 20% discount on in-flight purchases, access to Delta’s Pay With Miles program, no foreign transaction fees and no annual fee (see rates and fees).

However, if you plan to fly Delta occasionally — even once per year — and you don’t mind paying an annual fee, you could get more value from the Delta SkyMiles Gold Amex. The card has a $0 introductory annual fee for the first year, then a $99 annual fee thereafter (see rates and fees)

Aside from a larger welcome bonus, the Delta Gold Amex comes with more perks, including your first checked bag free when flying Delta (which normally costs $30 to $60 for economy passengers), priority boarding, a $100 Delta flight credit after you spend $10,000 in eligible purchases on your card in a calendar year and the new “TakeOff 15” discount feature.

In addition to earning 2 miles per dollar at US supermarkets, Delta Gold Amex card members earn 2 miles for each dollar spent at restaurants, including takeout and delivery, as well as 2 miles per dollar on eligible Delta purchases.

Premium Delta credit card options

If Delta is your carrier of choice and you fly with it multiple times per year, it might make more sense to go with one of Delta’s more premium credit cards. Although the Delta SkyMiles Platinum Amex carries a $250 annual fee (see rates and fees) and the Delta SkyMiles Reserve Amex comes with a $550 fee (see rates and fees), both are loaded with elite-like benefits and shortcuts to earning elite status to go along with them.

The Delta Platinum Amex has many of the same perks as the Gold version, such as a free checked bag on Delta flights and priority boarding. You’ll also earn 3 miles for every dollar you spend at hotels and on eligible Delta purchases, as well as the same 2 miles per dollar at restaurants and US supermarkets.

The card also comes with a Global Entry/TSA PreCheck fee credit worth up to $100 every four years (or four and a half years for TSA PreCheck) and a domestic main cabin round-trip companion certificate each year upon renewal of your card.

For those chasing Silver, Gold or Platinum elite status, the Delta Platinum Amex waives Delta’s Medallion Qualifying Dollars (MQD) requirement when you spend $25,000 on the card in a calendar year, which could be useful since Delta recently raised MQD thresholds for most status tiers. Additionally, Delta is changing how you earn elite status in 2024.

Plus, flyers who are chasing Delta elite status in 2023 can take advantage of the card’s Status Boost feature. When you spend $25,000 on the Delta Platinum Amex, you’ll earn 10,000 bonus MQMs toward elite status, up to two times per year. However, effective Jan. 1, 2024, this benefit will no longer be available.

Meanwhile, the Delta SkyMiles Reserve Amex comes with even more benefits, such as complimentary access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying on a Delta flight. The card also gives non-elites access to space-available complimentary upgrades on Delta flights and provides an annual domestic companion certificate.

However, this companion certificate isn’t limited to just a main cabin fare. It can also be used for domestic First Class and Comfort+ bookings.

The card earns 3 miles for every dollar you spend on eligible Delta purchases and 1 mile for every dollar you spend on everything else. And with the Delta Reserve Amex, the Status Boost features is even better — you’ll earn 15,000 MQMs for every $30,000 spent on the card, up to four times per calendar year.

Similar to the Delta Platinum card, you’ll receive a Global Entry or TSA PreCheck fee credit of up to $100.

Delta credit cards for business owners

If you own a business, you might want to consider getting one of the Delta business credit cards. These cards come with slightly different perks and higher bonuses than the personal cards. Here’s a look at the welcome offers currently available on the three Delta business cards.

• Delta SkyMiles® Gold Business American Express Card * The information for the Delta SkyMiles® Gold Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. : Earn 55,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
• Delta SkyMiles® Platinum Business American Express Card * The information for the Delta SkyMiles® Platinum Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. : Earn 65,000 Bonus Miles
• Delta SkyMiles® Reserve Business American Express Card * The information for the Delta SkyMiles® Reserve Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. : Earn 75,000 Bonus Miles

Similar to the personal version, the Delta SkyMiles® Gold Business American Express Card * The information for the Delta SkyMiles® Gold Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.  comes with a free checked bag and priority boarding on Delta flights, a 20% discount on eligible in-flight purchases, access to Delta’s Pay with Miles program, up to $100 in Delta flight credit after you spend $10,000 in eligible purchases on your card in a calendar year, the new “TakeOff 15” discount and no foreign transaction fees (see rates and fees).

In addition to earning 2 miles for each dollar spent on eligible Delta purchases and at restaurants (including takeout and delivery), the Delta SkyMiles® Gold Business American Express Card * The information for the Delta SkyMiles® Gold Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.  earns 2 miles per dollar on US shipping purchases and US purchases for advertising in select media. Like the personal version, the business version has a $0 introductory annual fee for the first year, then $150 (see rates and fees).

The Delta SkyMiles® Gold Business American Express Card * The information for the Delta SkyMiles® Gold Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.  also has perks and benefits that are similar to its personal card counterpart, including the same bonus categories, the same free checked bag and priority boarding on Delta flights, the same ability to earn bonus MQMs with Status Boost, the same Global Entry or TSA PreCheck fee credit.

However, the business version also earns 1.5 miles per dollar on single eligible purchases of $5,000 or more, which is an extra half point per dollar, up to 50,000 additional miles per year.

Similarly, the Delta SkyMiles® Reserve Business American Express Card * The information for the Delta SkyMiles® Reserve Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.  matches the high-end travel perks of the personal Delta Reserve card, including complimentary access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying on a Delta flight and up to four Status Boosts. However, effective Jan. 1, 2024, Status Boost will no longer be available and there will be a new way to earn Medallion Status with the card. Additionally, lounge access is changing. Effective Feb. 1, 2025, you’ll only receive 10 visits per year to the Delta Sky Club. To receive unlimited visits, you’ll need to spend $75,000 or more in eligible purchases on the card between Jan. 1 and Dec. 31, 2024, and every calendar year thereafter.

You’ll also get the same access to complimentary upgrades for non-elites, an annual companion certificate that can be used for first-class travel each year upon renewal of your card, Global Entry or TSA PreCheck fee credit, 3 miles for every dollar you spend on eligible Delta purchases and a $550 annual fee (see rates and fees).

But the business version of the Delta Reserve card also has another feature: After you spend $150,000 on your card in a calendar year, you’ll earn 1.5 miles per dollar on all your eligible purchases for the rest of the year, except eligible Delta purchases, which continue to earn 3 miles per dollar.

Bank a stash of Delta SkyMiles with these credit card bonuses

If you’re looking to add another card to your wallet, now’s a great time to consider any of Delta’s personal and business credit cards. These cards will get you a jump start on that much needed vacation — plus a 15% discount when redeeming your miles for Delta flights.