Wyndham Grand Crete Mirabello Bay

CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the CreditCards.com affiliate network if you apply and are approved for a card, but our reporting is always independent and objective.

If you’re a Citi ThankYou Rewards member, there’s good news: Citi is continuing to expand its hotel transfer partner list. Just last month the program added its first hotel partner with Choice Privileges, and starting Nov. 15, you can now also transfer your Citi ThankYou Reward points to the Wyndham Rewards program. With the addition of Wyndham, select Citi card holders now have 18 travel partners to choose from in total, including 16 airlines and two hotel chains.

Wyndham Rewards has an incredibly easy-to-use and simple redemption structure. With the addition, the Citi ThankYou program continues to become even more flexible with more opportunities for redeeming your points earned from credit cards like the Citi Premier and the Citi Rewards+ Card.

With Citi cards that carry an annual fee, such as the Citi Premier card, points transfer to Wyndham Rewards at a 1-to-1 ratio. This means for every 1,000 ThankYou Reward points transferred, you’ll receive 1,000 Wyndham Reward points. However, for the no-annual-fee cards, such as the Citi Rewards+, your points are worth 20% less with the Wyndham Rewards partnership and transfer at a 1-to-0.8 ratio. This means for the same 1,000 points transferred, you’ll only end up with 800 Wyndham Reward points.

But if you have one account for multiple Citi ThankYou Reward cards and one of them is a premium card, you’ll receive the higher transfer ratio.

And similar to all other partners, if you combine a Citi Double Cash Card along with a Citi ThankYou Rewards-earning card, you can transfer cash back earned to ThankYou Reward points and then transfer them to your Wyndham Rewards account.

underscored wyndham citi

The best ways to use Wyndham Rewards hotel points

The Wyndham Rewards program includes more than 20 different brands, which range from higher-end Wyndham Grand resorts to the more affordable Days Inn properties. There are also Club Wyndham vacation properties and a partnership with Vacasa home rentals, so there’s no shortage of opportunities for redeeming points.

All properties fall within one of three tiers, regardless of the time of year:

  • Tier 1: 7,500 points per night per bedroom
  • Tier 2: 15,000 points per night per bedroom
  • Tier 3: 30,000 points per night per bedroom

You’ll notice that the number of points required is directly tied to the number of bedrooms. A standard room and one-bedroom suite are at the base tier level, but for any reservations offering multiple bedrooms, you’ll be required to pay the respective tier amount per bedroom. For example, a two-bedroom suite at a Tier 2 property will cost you 30,000 points per night, while a three-bedroom suite at the same property will require 45,000 points per night. This typically comes into play more at Club Wyndham properties and home rentals where multiple bedrooms are more common.

Most of the higher-end properties require 30,000 points per night, but the real gem of the program is when staying at Club Wyndham vacation properties or at a home rental.

Most — although not all — Club Wyndham vacation properties are priced as Tier 2 properties, which means you’re looking at a favorable 15,000 points per night. Even though a lesser tier, this doesn’t necessarily mean a lesser-quality hotel. Typically, these properties offer full kitchens, multi-bedroom suites and, at times, even a washer and dryer.

For example, if you’re looking to visit Hawaii, you can stay at the Shell Vacations Club Kona Coast Resort on the Big Island. This oceanside condo resort offers two outdoor pools, hot tubs and beautiful surroundings. At more than $300 per night, redeeming just 15,000 Wyndham Reward points is a great value. However, as with most vacation club properties, availability can sometimes be limited and at times requires a minimum night stay.

underscored citi wyndham partnership.jpg

Wyndham also allows you to use a combination of points and cash to book many of its properties. There’s a similar tier structure, but no set dollar amount for the cash price. This means you can book a room for just 1,500, 3,000 or 6,000 points per night per bedroom, plus some cash outlay. Not all properties participate in points plus cash reservations, but they can offer a great opportunity to use fewer points if you’re willing to spend some cash. The plus side is that you’ll still earn points on the cash portion spent.

Using Wyndham Reward points toward a vacation home

If you prefer to rent a vacation home, you can do that too with your Wyndham Reward points. Earlier in 2021, Wyndham partnered with Vacasa home rental management company. This allows you to rent a home — similar to Airbnb or VRBO — but with your points.

With all Vacasa rentals, you’ll pay 15,000 points per bedroom per night. This means a house advertised as a one-bedroom will cost 15,000 points per night, while a four-bedroom house costs 60,000 points per night. The number of points required doesn’t depend on the number of beds or the number of people that the house can sleep — just the number of bedrooms. So the real sweet spot is if you can find a one-bedroom house that also has a loft or alcove for separate sleeping spaces.

For example, I was able to find a one-bedroom condo slope-side at Okemo ski resort in Vermont. However, the condo offers an alcove space with a bunk bed, a pull-out couch, a washer/dryer and a full kitchen. Even though the condo offers way more than your standard hotel room, you can book the condo for just 15,000 points per night. During peak ski season, this property can cost close to $500 per night.

underscored citiwyndham vacasa

To use your Wyndham Reward points toward a Vacasa home rental, you’ll need to call Wyndham directly at 800-441-1034. The representative will then be able to search for availability and book your desired location with your points over the phone. But be warned, there are many blackout dates and there’s no way to tell when you can and can’t use your points by searching on the Vacasa website directly.

Additionally, the partnership is not as streamlined as one would hope and you could be spending a decent amount of time over the phone with the Wyndham representative. Many vacation homes also have a minimum night stay requirement. When using your points there’s also a 30-day cancellation policy.

Read CNN Underscored’s guide on how to combine multiple Citi credit cards for the ultimate travel rewards.

Get all the latest personal finance deals, news and advice at CNN Underscored Money.