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The Discover it® Cash Back credit card features a rotating set of bonus categories that earn 5% cash back, up to $1,500 in purchases each quarter. On Monday, the issuer released its full set of categories for the 2022 calendar year.

The rotating categories on the Discover it Cash Back card for 2022 are:

January to March: Grocery Stores and Fitness Clubs & Gym Memberships
April to June: Gas Stations and Target
July to September: Restaurants and PayPal
October to December: Amazon.com and Digital Wallets

While many of these categories have been on Discover’s list in previous years, one category appearing for the first time in 2022 is fitness clubs and gym memberships in the first quarter. It should be a useful bonus category for people who are looking to shed some of those holiday pounds after the start of the new year.

Also, the inclusion of digital wallets in the fourth quarter should make it easy to accumulate extra cash back when you start doing your holiday shopping next year, as the category includes all purchases made using Apple Pay, Google Pay or Samsung Pay.

But for those who already have the Discover it Cash Back card, the current categories for the last quarter of 2021 are still in effect. Those categories are Amazon.com, Walmart.com and Target.com, so you have plenty of opportunities this year to earn extra cash back when doing your holiday shopping online.

Since the Discover rotating bonus categories are capped at $1,500 in combined purchases each quarter, card holders can earn up to $75 in quarterly bonus cash back just by first enrolling in the categories each quarter, and then making sure to use their Discover card at the right merchants.

If you’re thinking about getting a Discover it Cash Back credit card, in addition to earning cash back rewards, the card also comes with an introductory APR offer for new card holders on both purchases and balance transfers.

You’ll pay 0% interest on all purchases for the first 14 months you have the card as well as 0% interest on balance transfers for 14 months from the date the first transfer posts to your account, with a 3% intro balance transfer fee, then up to a 5% fee on future balance transfers (see terms). The interest rate on both offers jumps to a variable 11.99% to 22.99% afterward, so just make sure you pay off your debt before the introductory offers expire.

New Discover it Cash Back card holders also get a match of all the cash back they’ve earned at the end of the first year of having the card. That turns the 5% cash back categories into 10% cash back categories for year one. The card also earns 1% cash back on all other purchases, which equals 2% cash back in the first year with the cash back match.

If you’re interested in other credit cards that offer rotating bonus categories, the Chase Freedom Flex℠ also features categories that earn 5% cash back each quarter, along with a trio of fixed bonus categories. You can read more about it in our guide to the Chase Freedom Flex.

And the Citi Custom Cash℠ Card automatically earns 5% cash back on the eligible category you spend the most in each billing cycle, up to $500 in purchases — check out our review of the Citi Custom Cash Card to learn more.

Looking for a new credit card? Check out CNN Underscored’s list of the best credit cards of 2021.

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