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There are many Chase credit cards that earn Ultimate Rewards points, and while those points are typically best used for travel opportunities, you can also redeem them at Amazon. While we normally suggest saving them for travel, right now there’s a great way to not only use your Chase points during Amazon Prime Day, but to also save even more money in the process.
Chase credit card holders targeted for this promotion can save 50% for a maximum savings of $15 when using Chase Ultimate Rewards points at Amazon through the end of Prime Day on June 22.
Not all Chase cards are targeted for this offer, so we’ve broken it down step by step to see if you’re eligible for the discount and, if you are, show you how to apply it to your Amazon Prime Day order.
How to save money at Amazon with your Chase credit card
For starters, you must have a Chase credit card that earns Ultimate Rewards points. This includes popular credit cards such as the Chase Sapphire Preferred Card, the Chase Sapphire Reserve and the Chase Freedom Unlimited. Other Chase credit cards that earn points and miles tied to one specific airline or hotel are not eligible for this offer, unfortunately.
If you have a Chase card that earns Ultimate Rewards points, you’ll need to link it to your Amazon account and enroll in the “Shop with Points” payment option. You can click on this link to add your card to “Shop with Points,” or look for it under the “Your Account” tab on Amazon’s website.
Once your Chase card is linked, click here to activate the 50% off offer. Remember, though, this is a targeted promotion, so you might see a message that says you’re not eligible. If that’s the case, you may want to check back every so often, as sometimes Amazon extends its promotions and targets more people later down the line.
But if you see the offer, you can enroll by clicking the “Activate now” button, and once enrolled, you can shop for any products at Amazon that are sold and shipped by Amazon. Unfortunately, items sold by third-party merchants are ineligible for this discount, but while Amazon gift cards are also excluded, you can purchase many other retailer gift cards, such as Starbucks and Whole Foods, and get the discount.
After adding eligible products to your Amazon shopping cart, there’s one more step to get the discount to apply to your order. During the checkout process, you’ll need to select your linked Chase card as your payment method and then use at least 1 point to pay for your purchase. Once you do, you’ll see the discount show up in your checkout total on the right side of the screen.
When paying with Chase points at Amazon, 1 point equals 0.8 cents, which isn’t a great value. In fact, frequent flyer website The Points Guy values Chase Ultimate Rewards points at 2 cents apiece when you use them for travel. But you only have to use 1 point at Amazon for this discount to kick in, and the rest of your total can then be paid with your Chase credit card.
Be careful, though, because many times Amazon will automatically apply the full amount of points to your order, so you’ll want to manually change it to just 1 point. To do this, enter $0.01 in the points section, which will apply just 1 point to your payment. Of course, you can apply any number of points you want, but you’ll get more value for your points by using them for travel down the line.
Save even more money on some great Amazon Prime Day deals
Let’s look at a few examples of how this Chase discount works. Right now, thanks to a Lightning Deal, the 4th Generation Echo is on sale for a pretty sweet $59.99 before taxes. However, if you’re targeted for this Chase promotion, by applying just 1 point and paying for the rest with your Chase credit card, you can get that price down to an absurd $44.99.
Or, as of this writing, the refreshed Apple TV 4K With New Siri Remote is on sale during Prime Day for $169 before shipping and taxes. But if you’re targeted for the Chase offer, you can add another $15 in savings (since that’s the cap on this promotion) to bring the price down to just $154.
Don’t have a Chase credit card?
Even if you don’t have a Chase credit card — or if you aren’t targeted for this particular promotion — there are similar Amazon offers going on right now for those with American Express cards, Discover credit cards and Citibank credit cards. This means there’s a chance you might be able to still save some money on your next Amazon purchase.
Also, other discounts for using your credit card points typically pop up on Amazon from time to time, so even if you aren’t currently targeted for any of these offers, keep your credit card enrolled in Amazon’s “Shop with Points” program in case you’re eligible for another offer at a later date.
And remember, this Chase offer at Amazon is only good through the end of today, June 22, so if you’re targeted for it, make sure to take advantage of it before it disappears!
If you don’t currently have an eligible Chase card, here are several options you might consider:
Read CNN Underscored’s guide to the best credit cards for Amazon purchases.