PHOTO: iStock

If you’re a Discover card holder and an Amazon shopper, you might be in luck. Amazon has again extended its targeted promotion offering a 20% discount on most products sold directly by Amazon when you use cash back points from select Discover cards. Some targeted card holders are seeing a $10 maximum on this offer, while others are getting $20. But if you’re eligible, you can save up to $20 when you use your Discover cash back to pay for at least a portion of your purchase at checkout.

This offer has now been extended all the way to Sept. 30, so you can save on any Amazon purchases you make between now and then.

Targeted Discover card holders can get 20% off at Amazon.
Targeted Discover card holders can get 20% off at Amazon.

There are a number of steps you’ll need to follow to actually lock in the 20% savings, so we’ve put together a step-by-step guide to ensure you’re getting every penny.

How to save 20% at Amazon with your Discover card

For starters, in order to potentially be targeted for this promotion, you must have a Discover credit card. These include the Discover it® Cash Back, the Discover it® Miles and the Discover it® Chrome.

If you have one of these cards but haven’t connected your Discover card to your Amazon account, you’ll need to link your two accounts. Log in to Amazon and add your Discover card as a payment method, then look for the option to enroll in “Shop with Points” under the “Your Account” tab. On the next screen, click the “Enroll” button for the Discover card you just added.

Add your Discover credit card to your Amazon account and enroll in "Shop with Points."
Add your Discover credit card to your Amazon account and enroll in "Shop with Points."

Once your accounts are linked, you’ll need to check to see if you’re eligible for the offer by clicking on this link. Unfortunately, this is a targeted promotion, so you might see a message saying that you’re not eligible, even if you have a Discover card connected to your Amazon account. Also, if you just enrolled in “Shop with Points,” you may need to wait 24 hours for Amazon’s records to refresh before being able to activate the offer.

If you’re eligible, make sure to activate the offer for the 20% discount by clicking on the “Activate now” button. You can then go ahead and shop at Amazon as you normally would, but during the checkout process, you’ll want to select your linked Discover card as your payment method. You’ll then need to apply at least 1 Discover cash back point to pay for your purchase to trigger the 20% discount.

Related: Lower your expenses by getting one of these credit cards with no annual fee.

Amazon might automatically default to applying points for the full purchase amount, but you can manually change it and designate the number of points you want to apply toward your purchase — as little as 1 point if you want. The rest of the purchase can then be paid for with your Discover card.

You only need to apply 1 Discover cash back point to your Amazon order to get the 20% discount.
You only need to apply 1 Discover cash back point to your Amazon order to get the 20% discount. PHOTO: Amazon

Fortunately, you’ll get the same value when redeeming your Discover cash back at Amazon as you’d receive if you chose a statement credit redemption instead. Basically, $1 in cash back equals $1 at Amazon, which means you’re getting the same 1 cent per point.

Once you’ve applied at least 1 point to your payment, you’ll see the 20% discount added to your order, but keep in mind you’ll only see the discount on items sold directly by Amazon, not most third-party sellers. The discount will also apply to all your Amazon orders placed between now and Sept. 30 until you reach the $20 maximum total savings, as long as you pay with your Discover card each time and apply at least 1 point.

Get 20% off some great Amazon products

Let’s look at a few examples to see how this 20% discount works using the $20 maximum. Recently, in our story on the best blenders of 2020, our CNN Underscored team chose the Ninja Professional Plus Blender with Auto-iQ as our budget pick at a price of $89.99. But with this Discover promotion, you can get $18 off that blender to bring it to an even lower $71.99 as of this writing, plus taxes and shipping.

Get 20% off our pick for best budget blender with this Discover Card promotion.
Get 20% off our pick for best budget blender with this Discover Card promotion. PHOTO: Amazon

Or, if you’re looking for something more on the go, there are a few iPad minis on sale at Amazon, such as this 64GB Apple iPad mini for $329.99 with the 20% discount as of this writing.