Prepare for an emergency with this information

Story highlights

  • We don't like to think about it, but any of us could get hit tomorrow by a nitwit
  • If you have health care wishes you want your proxy to follow, spell them out in a living will

This story was originally published on CNN.com in 2008.

(CNN)Mark Balduzzi isn't old. He isn't sick. He isn't paranoid, either. But he's seen enough shootings, car accidents and 52-car pileups to know his life could end at any moment.

"Even though I think I have another 30 good years left, I know tomorrow I could get hit on the road by some nitwit," said Balduzzi, 50, who was a police officer for 15 years and a paramedic for eight in New York and is now a health and safety consultant for the insurance industry.
That's why he has all his ducks in a row: He's filled out all the right forms so his wife can make medical and financial decisions for him in case he can't make them himself.
    We don't like to think about it, but any of us could get hit tomorrow by a nitwit. So here, step by step, is what to do now to prepare.

    Step 1: Put crucial medical information in wal