Big city style – "You can never have too many chunky beige sweaters come fall in New York City," Lloyd says.
Big city style – Lloyd pairs a neoprene skirt with a sweatshirt and heels for a sport-meets-chic look. Neutral tones keep the ensemble sophisticated, she says.
Big city style – Lloyd layers a military green work shirt and anorak for what she calls an "urban camouflage feel."
Big city style – Black and dark neutrals help an office outfit look smart during the day and later on, sexy over cocktails, Lloyd says.
Big city style – "Black leather skinnies, a dark denim button down and classic black pumps are staples in an urban woman's wardrobe," Lloyd says.
Big city style – Lloyd's sister, Jessica, models a grown-up, schoolgirl-inspired look with a DIY satin bow tie and a vegan leather pleated skirt.
Big city style – Jessica Lloyd and her sister love to hunt for unique vintage pieces like this rich black leather midi skirt.
Big city style – Jessica Lloyd breaks up a dark outfit with statement boots and faux fur.
Big city style – A bright blue waistcoat contrasts with an all-black outfit.