Jim Waters is one of the most outstanding people I have known in my life. Always outgoing, popular with his friends, I saw him as recently as this summer. We shared a summer house in Bayhead, New Jersey, for a few years, and I shall miss him greatly. My prayers go out to Jim's family, friends and colleagues.

Jimmy was a wonderful guy that I met through mutual Southern friends. He was always extremely positive and a great friend to everyone I knew through him. I'm very sorry for his family and friends. He was just three years older than I. He is the first person I knew personally who was lost in the attack, and it has affected me deeply. My prayers are with the Waters family and his friends.