First of all, just who is he talking about? Certainly not the nearly 56% of the population that got their health insurance through their job in 2015
. Studies by the Kaiser Family Foundation and the Commonwealth Fund, two organizations that track health care costs, indicate the premiums and deductibles were rising even before the Affordable Care Act was passed in 2010. Premium increases have slowed down while deductible hikes have continued at about the same rate. Indeed, a study by Kaiser indicated that premiums for the average employer-provided family plan went up by 31% in the five years before the law was enacted, and by just 20% in the five years afterward. One reason for the flattening out was the recession, another is that the higher deductibles and co-pays employers and insurance companies increasingly require are forcing consumers to be more thrifty in shopping for medical care.