- New ways of paying and spending are increasingly emerging
- Emerging payment options include contactless cards and mobile purchases
- Bluetooth-low energy and biometrics could also enter the payments mix
- Experts say security and simplicity are key for their adoption
(CNN)How did you pay for your coffee this morning?
Security is paramount
While the future may still be unclear, experts say that the overall success of the new payment options trying to move into the mainstream will lie in proving that they can be secure and of benefit to both consumers and retailers.
"We are preachers of habit," says Dave Hobday, managing director of Worldpay UK. "[Retailers] want to be able to use really simple payment methods," he notes, "and consumers want simplicity, clarity and ubiquity," he adds. "They want to realize that there is a benefit to them and feel that they are absolutely secure."