(CNN) -- A new national poll suggests that the country's hard times have not ruined the holiday season for most Americans this year, but have made the holidays more stressful than 12 months ago.
According to a CNN/Opinion Research Corp. survey released Thursday, 44% say that economic conditions will make the holidays more stressful than in previous years. This time last year, 40% said the economy had made things more stressful.
Not surprisingly, most of those who feel that way are lower-income Americans, particularly in rural areas, although age also seems to play a factor in economy-related holiday stress.
Americans under age 50 find the stress greater than those over the half-century mark.
The tough economic times are likely to take a bite out of charitable giving this season, with 58% of those polled saying that economic conditions may force them to cut back on their donations to charities this year, up from 51% who felt that way a year ago.
The results of the survey show a great deal of underlying concern about the country. Seven in 10 Americans feel that things are going badly in the United States and three-quarters say that they worry a lot about the state of the nation's economy.